Health insurance premiums for 2018 have been known for several weeks. On average, the basic insurance will only rise by a few euros. However, this does not apply to the supplementary insurances, which will become much more expensive with some insurers. And in other cases, the premium will remain the same, but there will be significant cuts in coverage. The consumer programme KASSA (from BNNVARA) even posted an appeal last Wednesday: Will the coverage of your supplementary health insurance change in 2018? For example, is there less care in your package, while the premium has remained the same? Then also mail your example to KASSA.
Health insurance depending on your physiotherapy intake
We get many questions in the practice from patients about which health insurance they should best choose next year to be well insured for physiotherapy. Being well insured is different for everyone, as not everyone needs to visit the physiotherapist equally often. That means the best health insurance for 2018 depends on your physiotherapy take-up.
If you frequently visit the physiotherapist because you have, for example, a chronic condition such as osteoarthritis, rheumatism, long-term pain or rehabilitation procedures, it is advisable to go for a health insurance policy with high coverage for physiotherapy.
We recommend the following policies for high physiotherapy purchases:
However, do you use the physiotherapist occasionally? If so, it is advisable to take a critical look at your current policy. This is because some health insurers will make you pay the same premium in 2018 as in 2017, but give far fewer treatments in return. For example, if you visit the physiotherapist an average of 9 times a year, make sure you are insured for 9 treatments as well.
Health insurances we recommend because they offer good value for money are the following:
On zorgwijzer.nl, you can use a simple questionnaire to find out exactly which health insurance best suits your personal situation.