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The following are reimbursed from the basic insurance:

For insured persons aged 18 and older, for 'chronic disorders' (see under chronic disorders list), physio- and remedial therapy is only reimbursed from the 21st treatment under the basic insurance. The first 20 treatments are not. These first 20 treatments may be reimbursed from the supplementary insurance, but that depends on whether it is sufficient for that purpose. Some supplementary insurance policies do cover the first 20 treatments in case of a 'chronic disorder'. Read this carefully in your policy conditions or ask your health insurer, but the care provider affiliated with us can also tell you. It is also the case that for conditions that are lifelong, the 20 treatments are not reimbursed only once. Also, if the 20 treatments have already been paid for when switching insurers, they cannot be charged again.

At incontinence problems the first 9 treatments are reimbursed from the basic insurance, if performed by a registered pelvic physiotherapist (if necessary thereafter via the supplementary insurance).

At children up to 18 years the first 18 treatments per condition per year will be reimbursed from the basic insurance. If more treatments are required, these will be reimbursed from the parents' supplementary insurance, provided they have taken out supplementary insurance. In the case of a 'chronic disorder', full reimbursement takes place from the basic insurance.

At Claudication Intermittens Fontaine 2 since 2017: the first 37 treatments of supervised gait therapy (GLT) from the basic insurance per year are reimbursed for patients with a referral from the GP or specialist (if necessary thereafter via the supplementary insurance). Many insurers apply a selective purchasing policy, such as CZ, Menzis, VGZ (incl. its labels), De Friesland, Univé, Salland, IZA, Aevitae, Caresq, ENO, Zorg en Zekerheid and Zilveren Kruis. This means that they only purchase care for intermittent claudication from ClaudicatioNet-affiliated physiotherapists. Patients are therefore only reimbursed for the full treatment of supervised walking therapy for intermittent claudication if they follow it with a Physiotherapist who is a member of Chronisch ZorgNet.

At osteoarthritis of a knee or hip since 2018: a maximum of 12 supervised physiotherapy or remedial therapy treatments per 12 months reimbursed and, if necessary, after that via the supplementary insurance. The latter does not apply at Zorg en Zekerheid and De Friesland; there, treatments for osteoarthritis hip or knee are not reimbursed from the supplementary insurance, so one is limited to the 12 treatments per 12 months.

At COPD since 2019: since 1 January 2019, physiotherapy and remedial therapy for COPD will be reimbursed from the basic insurance from the first treatment. However, there will be a cap on the number of treatments reimbursed. In the first 12 months (starting year), depending on the severity of the symptoms, this will be a maximum of 70. Also in the following years (maintenance years), the number of treatments depends on the classification in classes A-D (max. 52). Read more about COPD here, but your physiotherapist can also tell you more about it.

Recovery care after Covid-19: Maximum 50 treatments for a maximum of 6 months (from 18 July 2020). Extended recovery care : Maximum 50 treatments for a maximum of 6 months (if medically necessary).

Paramedic recovery care is, for example, physiotherapy, exercise therapy or occupational therapy after a Covid-19 infection. This recovery care is temporarily included in the basic package of your health insurance. However, this is subject to a number of rules. For example, you need a referral from your GP or medical specialist.

Important is to realise that all reimbursements from the basic insurance, including the above reimbursement for physiotherapy and remedial therapy, are subject to the compulsory excess (€385) only for insured persons aged 18 or older. The excess does not apply to reimbursement from the supplementary insurance policies, and that is the majority of physio- and remedial therapy. The overview of reimbursements from the supplementary insurance is detailed in your insurer's policy conditions, often under physiotherapy, remedial therapy, exercise care or paramedical care.

Here is the government's text on what is reimbursed from the basic insurance.

Is FRISKFYSIO affiliated with all health insurers?

Yes, FRISKFYSIO has contracts with all health insurers in the Netherlands. This means that if you have supplementary insurance for physiotherapy, regardless of the health insurer, the treatments are invoiced by us directly to your health insurer. If you are not or not sufficiently (supplementary) insured for physiotherapy, we apply our house rates. These rates may differ from your health insurer's rates. Have you run out of treatments from your supplementary health insurance? Then our Packages may be for you.